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If you think the transaction is suspicious and could be fraudulent, you can temporarily block your card while you investigate. Surcharges and transaction fees may also apply. If a transaction was unsuccessful, it will not appear in your transaction list. If you think the transaction was unauthorised, temporarily block your card to help prevent further transactions being made. Where the transaction date is different, this may be because there can be a delay of up to seven days between your purchase date and when it’s charged to your account. Remember, if you have an additional card holder, the transaction may have been made by them.
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Unauthorised transactions are subject to the ePayments Code. In ANZ Internet Banking, choose the account, click the Search link at the top of the Transactions tab and follow the prompts. In the ANZ App, choose the account you want to search and then enter a word or an amount in the Search box. There may be delays from when you raise a dispute with us, to when we commence an investigation. If you’re lodging your dispute via ANZ Internet Banking, you should use the dispute reason, ‘The ATM dispensed the wrong amount’.
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You can raise a dispute in the ANZ App by selecting ‘Other reason’ when prompted. Alternatively, you can let us know if you receive a refund from the merchant and we’ll close the dispute. If the merchant refunds the transaction, we’ll notify you by letter or email. If this is the case, we’ll notify you by letter or email, stating the temporary credit and timeframe for resolving your enquiry, depending on your payment type (eg. Visa or EFTPOS). While we’re investigating, we may provide you with a temporary credit to ensure you’re not disadvantaged. Once you’ve submitted your dispute, we’ll send you a letter or email to confirm we’re looking into it for you.
Log in to Internet banking with your CRN and password If you think a transaction was the result of a scam, you should contact ANZ immediately. Refunds and reversals may use different conversion rates to those used for the original transaction.
